Different Ways to Pay for a Last-Minute Vacation
Vacations aren’t just a fun little thing to engage in, they also provide that much-needed mental break from all the stress and responsibilities of your everyday life. It’s important to take that break not just from work, but from your regular routine, as it allows you to return home refreshed and reinvigorated. But what happens if you understand all the benefits of a vacation but don’t think it’s in the budget? Is that last minute vacation truly a no-go?
Here’s the thing, with a little creative planning and budgeting, there are ways that you can pay for a last minute vacation and treat yourself to that well-earned break. Let’s take a look.
Can You Get an Increase on Your Credit Limit?
If you happen to have a credit card, this can be a great place to start. You can speak to the credit card issuer and inquire as to whether you can get a credit limit which would then allow you to charge the trip to it. Of course, you’ll be paying a pretty high rate in interest, so ideally, you’ll want to pay it off as fast as possible.
Sell Items You Own for Extra Cash
There’s also the option of taking stock of everything you own in your home and selling items you no longer want or need. While it may not pay for the entire trip, it can certainly help to cushion the blow and provide you with some of the funds necessary.
Online local buy and sell groups are often a great place to list items for sale.
Look at Book Now and Pay Later Options
There are also some tour operators that offer a book now and pay later option, which could be all you need to afford the trip. You’ll essentially pay in installments rather than all at once. Keep in mind these deals tend to apply to trips booked well in advance, so it may be harder to find one on last-minute vacation packages.
Borrow from a Friend or Family Member
If you have a close relationship with a friend or family member that would be willing to lend you the funds, this could also be a great option.
What About a Car Title Loan?
Now here’s an option that may not be the first to your mind, but sure enough, can provide you with cash fast. A car title loan works by using the value of your car as collateral, so you can access a short term loan. These styles of loans are extremely fast when it comes to the approval process, and you don’t need a high credit score in order to qualify. You will just need to have a free and clear car title, proof of monthly income, and a state-issued driver’s license.
You can click here to learn more about how to do premium car title loans in California. It could be all you need in order to make that vacation a reality.
It Doesn’t Have to Be Out of the Picture
So, just because it seems that last minute vacation is out of your budget, it doesn’t mean that has to be the final option. There are ways to make it happen and come up with the funds.